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CPA/CPAP: COVID-19 Telepsychology & Business Interruption Insurance
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2020Mar 25
The CPA, CPAP, Gowling WLG and BMS have created a webinar addressing questions concerning the impact of COVID-19 on psychological practice. BMS Canada Risk Services is a specialist insurance brokerage that works with CPA, CPAP, and member-driven organizations across Canada. Gowling WLG has a focus on medical defence litigation and health law. Dr. Karen Cohen is the CEO of the CPA and Dr. Judi Malone is the Chair of the Council of Professional Associations of Psychologists. Topics covered include Business Interruption Coverage, professional liability insurance policies, telehealth platforms, and whether the emergency nature of COVID-19 constitutes a mitigating factor in what is considered “reasonable and acceptable”. Webinar presented by: • Mr. Brian Gomes, President and CEO of BMS Canada Risk Services, a specialist Insurance brokerage that works exclusively with CPA/CPAP and more than 70 Associations and Member-Driven Organizations across the country. • Mr. Andrew McKenna, a partner in Gowling WLG's Ottawa office. Andrew's practice focuses on medical defence litigation and health law. • Dr. Karen Cohen, CEO of CPA • Dr. Judi Malone, Chair of the Council of Professional Associations of Psychologists Topic – the impact of COVID-19 on psychological practice – addressing questions such as: • What is Business Interruption Coverage, and what do I need to be aware of if I am closing my clinic during this time? • Does my professional liability insurance policy cover me if I am to work outside my clinic and provide other means of care such as telepsychology? • If I infect a client without knowing I have COVID-19 will my liability insurance protect me? • If my earnings are negatively impacted by this and I am required to stop working or reduce my hours, do I have insurance to cover this loss of income/earnings under my professional liability policy? • Will insurers pay for my services delivered by telehealth? Does a receipt have to indicate it was provided by telehealth? • How do I choose a secure telehealth platform? • What is the best way to confirm identity when doing telepsychology at each session, particularly for new clients? • Is the emergency nature of the COVID-19 circumstances a mitigating factor in determining what is reasonable and acceptable? (In Ontario, Alberta, BC, and PEI, a State of Emergency has been declared.) For more Resources and Member Messages about the Corona Virus please visit https://cpa.ca/corona-virus/

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